From housing and utilities to dining, groceries, and healthcare, this guide breaks down the real cost of island life. Discover how lifestyle choices impact your budget and see if Caribbean living is the right move for you.
Many dream of living in Sint Maarten, drawn by its sun-kissed beaches, crystal-clear waters, lively nightlife, and the captivating blend of Caribbean and European charm. But before you book your one-way ticket, you’re probably wondering:
💠“How much does it really cost to live in Sint Maarten in 2025?”
The short answer: It depends on your lifestyle. You can enjoy the island affordably, but imported goods, utilities, and beachfront living come at a premium.
Keep in mind: The figures in this guide are based on 2025 average estimates from sources such as Numbeo.com and local market observations. Actual prices can vary depending on location, lifestyle, and market conditions.
Housing Costs in Sint Maarten
Housing is the biggest expense for most residents, and prices vary depending on whether you choose inland, beachfront, or luxury living.
|
Property Type |
Monthly Rent (USD) |
Purchase Price (USD) |
|---|---|---|
|
1-Bedroom (Inland) |
$1,000 – $1,500 |
From $300,000 |
|
1-Bedroom (Beachfront) |
$1,800 – $2,500 |
From $500,000+ |
|
2–3 Bedroom Villa (Prime Areas) |
$3,000 – $6,000+ |
$1M – $4M+ |
💡 Pro Tip: At RealEstateSXM, we can help you find a beachfront condo under $500K or a luxury villa with strong rental income potential.
Utilities & Internet
Island utilities can add up, especially if you love your air conditioning.
|
Utility |
Average Monthly Cost |
|---|---|
|
Electricity |
$150 – $300 |
|
Water |
$50 – $100 |
|
High-Speed Internet |
$60 – $100 |
|
Mobile Plan |
$30 – $50 |
💡 Energy Tip: Invest in ceiling fans and energy-efficient appliances to keep bills down.
Groceries & Dining Out
Most goods are imported, so food prices can be higher than mainland averages.
|
Expense |
Average Cost |
|---|---|
|
Monthly Groceries (2 People) |
$500 – $800 |
|
Casual Dining |
$15 – $25 per person |
|
Mid-Range Dining |
$40 – $70 per person |
|
Fine Dining (Beachfront) |
$80 – $150+ per person |
💡 Local Tip: Shop at outdoor markets for fresh produce, seafood, and lower prices.
Transportation
The island’s size keeps transport costs reasonable, but most expats prefer owning a car.
|
Expense |
Cost |
|---|---|
|
Gasoline |
$1.30 – $1.50/liter (~$5–$6/gallon) |
|
Used Car |
$8,000 – $15,000 |
|
Car Insurance |
$50 – $100/month |
|
Car Rental |
$30–60/day |
|
Public Bus/Minivan |
$1 – $3 per ride |
Entertainment & Leisure
From beaches to water sports, Sint Maarten is packed with activities.
|
Activity |
Average Cost |
|---|---|
|
Gym Membership |
$50 – $80/month |
|
Water Sports (per session) |
$50 – $150 |
|
Movie Ticket |
$8 – $12 |
|
Weekend Island Getaway |
$150 – $300+ |
💡 Free Perks: Swimming, hiking, and beach-hopping cost nothing, and they’re some of the island’s best experiences.
Healthcare & Insurance
Healthcare is well-developed, with both public and private options.
|
Service |
Average Cost |
|---|---|
|
Private Health Insurance |
$100 – $300/month |
|
Doctor Visit (Private) |
$50 – $100 |
|
Dental Cleaning |
$70 – $100 |
How Sint Maarten Compares to Other Caribbean Islands
More affordable than St. Barts or the Cayman Islands for housing & dining. More expensive than the Dominican Republic or Puerto Rico due to import reliance.
Pros & Cons of Living in Sint Maarten
|
PROS |
CONS |
|---|---|
|
- Luxury lifestyle options & world-class amenities - No property tax on the Dutch side - Strong rental market for investors - Diverse dining, shopping & entertainment |
- Higher costs for imported goods - Limited public transport, car is often necessary - Electricity bills can spike with heavy A/C use |
Is Sint Maarten Right for You?
Whether Sint Maarten feels “expensive” depends on your budget and lifestyle priorities. For many, the tax benefits, rental income potential, and unmatched island lifestyle make it worth every dollar.
📩 Ready to start your property search?
Beachfront deals are moving fast in 2025. Contact RealEstateSXM now to find your slice of paradise before prices rise.
âž¡ Browse our latest MLS listings or message us today to start your island living journey.
Dawn Beach. Tamarind Hill